Collateralized Small Business Loans

Sterling & Knight Jewelry & Pawn

Bolingbrook: 295 S. Schmidt   (630) 759-9100   

Joliet: 205 N. Joliet St   (815) 727-2300

Hinsdale: 244 E. Ogden Ave   (630) 321-5600

Villa Park: 109 E. St Charles   (630) 833-0800

sterling-knight-cashDoes your business need a short-term cash infusion? Did you know that you can use your personal property to secure a short term loan? A collateralized loan is an easy, smart way to borrow money that does not affect or show up on your credit history.

Donald Trump calls it leveraging your assets. If you have items such as diamonds, jewelry, high end watches or coins, Sterling & Knight Jewelry & Pawn can help you get the cash you need.  We can lend you up to $20,000 in a matter of minutes!

How does it work? Simply bring your items in, along with a valid government issued ID. Our friendly experts will evaluate your items right in front of you and determine how much we can lend. If we come to an agreement, you will be on your way with cash in hand! Interest rates and service charges are adjusted based on the amount that you are looking to borrow. Your collateral is then held by us in our secured vaults, all bonded and insured, until you are ready to repay the loan. It’s that easy!

Fox Business News lists pawn loans as one of the safest ways to borrow money short term. Do you have more question? Please give me a call and I will be happy to answer all of your question. J. Ford Sunderland (630) 833-0800.

For a list of the items we accept, click here! To read reviews from some of our satisfied customers, click here!

So if you are looking for a pawn shop in the Hinsdale area (Western Springs, Clarendon Hills, Burr Ridge, Oak Brook) come on in and receive a free verbal appraisals of your valuables! Our friendly experts are available to help you get the money you need!

We have four locations to serve you! We are located in:


295 S. Schmidt Road Bolingbrook, IL 60440  630.759.9100

Hours: Monday 10 – 7:00 Tuesday – Friday 10 – 6:00 Saturday 10- 3:00

Villa Park

109 E. St Charles Road Villa Park, IL 60181 630.833.0800 

Hours: Monday 10 – 7:00 Tuesday – Friday 10 – 6:00 Saturday 10- 3:00


244 E. Ogden Ave. Suite 114 (In the Courtyard of Koshgarian Plaza) Hinsdale, IL  60521 630.321.5600


Hours: Monday – Friday   10 – 6:00 Saturday  10 – 3:00

Sunday by appointment.


205 N. Joliet Street Joliet, IL 60432   815-727-2300

Hours: Monday – Thursday 10 – 6:00 Friday 10 – 7:00 Saturday 10 – 5:00

If you refer a new customer to our store, you receive a 3% referral bonus, just like referring someone to host a Gold Party.

Please visit our website at

Thank you for your business and continued faith in our local, family owned business. We’ve had the privilege of working with wonderful customers and helping them in these troubled times.


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*(205 ILCS 510/2) (from Ch. 17, par. 4652)
Sec. 2. It shall be unlawful for any pawnbroker to charge or collect a greater benefit or percentage upon money advanced, and for the use and forbearance thereof, than the rate of 3% per month. Nothing in this Section shall be construed so as to conflict with the law pertaining to usury and the person receiving money so advanced may hold such moneys to pay any fees in addition to interest as herein provided.
Each pawnbroker, when making a loan under this Section, must disclose in printed form on the pawn contract the following information to the persons receiving the loan:
  1. the amount of money advanced, which must be designated as the amount financed;
  2. the maturity date of the pawn, which must be at least 30 days after the date of the pawn:
  3. the total pawn interest and service charge payable on the maturity date, which must be designated as the finance charge;
  4. the total of payments that must be paid to redeem the pledged goods on the maturity date, which must be designated as the total number of payments; and
  5. the annual percentage rate, computed according to the regulations adopted by the Board of Governors of the Federal Reserve System under the Federal Truth in Lending Act.
Each pawnbroker may contract for and receive a monthly finance charge including interest and fees not to exceed one-fifth of the loan amount, as set forth herein, for appraising, investigating title, storing and insuring the collateral, closing the loan, making daily reports to local law enforcement officers including enhanced computerized reporting, complying with regulatory requirements, and for other expenses and losses of every nature whatsoever and for all other services. Such fees, when made and collected, shall not be deemed interest for any purpose of law.
(Source: P.A. 90-477, eff. 7-1-98.)

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