How to Get a Pawn Loan

Sterling & Knight Jewelry & Pawn

Bolingbrook: 295 S. Schmidt   (630) 759-9100   

Villa Park: 109 E. St Charles   (630) 833-0800

Hinsdale: 244 E. Ogden Ave   (630) 321-5600

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Do you need a short term loan? Fox Business News recently stated that a pawn loan as one of the top three smart ways to borrow money.  At Sterling & Knight Jewelry & Pawn, getting a cash loan is quick, safe and easy. Most of our customers leave with cash in hand in less than 15 minutes.

Check out this video to learn how: How to Get a Pawn Loan

Let me show you how a typical transaction works:

First, you bring in an item of value. The most common item for pawn loans is jewelry. Diamonds and precious metal prices are very high right now, and you can borrow money based on their current cash value. We have trained gemologists at Sterling & Knight, so we can appraise your items and lend you the highest amount for them.  We also take musical instruments, computers, flat screen TV’s and Apple products such as IPads and I-Phones.

The second step is knowing how much you want to borrow. A common misperception of the pawn industry is that we try to loan a low amount on what you bring in. The truth is that we want to lend you the cash you need, and we hope that you leave happy and come back and pay off your loan! Like any business, Sterling & Knight Jewelry & Pawn is successful because of repeat business from our happy customers.

Our friendly expert’s will then evaluate your items, to see if there is enough value to secure the money you need. If there is, we will complete the loan. If not, we will talk to you and figure out what other items you could bring in to borrow the money that you need.

Once we reach an agreement, we process the transaction. You need to have a valid State ID, Drivers License of Passport. Your items will be carefully logged into our computer system, and safely stored in our vaults. Sterling & Knight Jewelry & Pawn is regulated by the Illinois Department of Banks & Real Estate. We are bonded, and anything that you leave with us is insured for double the loan value.

We then print out your loan document, and go over it with you, answering any questions you may have. When the documents are signed, you get your money! It’s that easy.

A pawn loan is a 30 day loan. If you can’t pay it back in 30 days, you can pay the monthly service charge and extend the loan for another 30 days. You can extend the loan as many times as you need to, until you can afford to pay it off. Unlike most pawn shops, Sterling & Knight will also allow you to pay down the principal of the loan as your budget permits.

So come on it to Sterling & Knight Jewelry & Pawn in Hinsdale and Villa Park. Let our friendly expert’s help you get the cash you need today!

We have three locations to serve you! We are located in:

Bolingbrook

295 S. Schmidt Road Bolingbrook, IL 60440  630.759.9100

Hours: Monday 10 – 7:00 Tuesday – Friday 10 – 6:00 Saturday 10- 3:00

Villa Park

109 E. St Charles Road Villa Park, IL 60181 630.833.0800 

Hours: Monday 10 – 7:00 Tuesday – Friday 10 – 6:00 Saturday 10- 3:00

Hinsdale

244 E. Ogden Ave. Suite 114 (In the Courtyard of Koshgarian Plaza) Hinsdale, IL  60521 630.321.5600

email: info@skjewelryandpawn.com

Hours: Monday – Friday   10 – 6:00 Saturday  10 – 3:00

Sunday by appointment.

If you refer a new customer to our store, you receive a 3% referral bonus, just like referring someone to host a Gold Party.

Please visit our website at

www.skjewelryandpawn.com

Thank you for your business and continued faith in our local, family owned business. We’ve had the privilege of working with wonderful customers and helping them in these troubled times.

           

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